The PPP Difference

For decades, dentists have been supported by the PPP’s Pillars of Strength. Our insureds have access to a plethora of risk management resources designed for dentists to assist in the PREVENTION of claims. All dental specialties are backed by the broad PROTECTION of the PPP policy, which can be custom built to meet each dentist’s individual needs. We are also confident your trusted PPP agent will give you PEACE OF MIND when making important decisions concerning your practice and will be right alongside you during a claim. Discover why the PPP Difference sets our program apart from the rest.


Comprehensive Risk Management Program- The PPP is more than an insurance policy. It’s an insurance program of customized coverage complemented with risk management services that are consistently praised by dentists as one of our greatest features. We offer a wide array of education and services tailored to dentistry, including practice management articles, sample forms, support lines, an online inquiry submission, as well as seminars, webinars, and a podcast to help you maintain a “Proactive Practice.”

Learn More

The PPP strives to equip you with risk prevention resources for multiple aspects of your dental office:

  • The Proactive Practice: Professional Liability, General Liability, and Property
  • Employment Practices Liability
  • Markel Workers’ Compensation
  • Beazley Cyber


In 1969, dentists were struggling to secure all of the insurance coverages they needed to protect their dental practice and professional liability. The solution? The Professional Protector Plan® for Dentists. Learn more about the coverages the PPP designed specifically for you and your dental practice.

  • Claims-Made and Occurence
  • Full Consent to Settle
  • Board Coverage up to your PL Limit
  • Vicarious Liability
  • Free tail upon retirement (restrictions apply)
  • ERISA Fiduciary/Employee Benefits Liability
  • Fire & Water Legal Liability
  • Medical Waste Defense
  • Hired & Non-Owned Automobile Liability
  • Building Coverage
  • PPP Gold & Platinum Enhancements
  • HVAC and Equipment Breakdown
  • Defense Only
  • Defense & Indemnity
    • Third Party Liability
    • Workplace Violence Expense
    • Sexual Harassment
    • FLSA Wage & Hour

    *Not available in all states

  • Beazley Cyber Coverages
    • Privacy Liability & Notification Expense
    • HIPAA/HITECH Fines & Penalties
    • Network Security Liability
    • Public Relation & Crisis Management Expense
  • Markel Workers' Compensation
    • A+ Rated Carrier
    • Needle Stick Reimbursement for Patients & Employees

Specialty Lines (Non-Standard Market)

The PPP Specialty Lines Insurance Program handles hard-to-place exposures that do not fit the standard policy form such as:

  • High-risk or unique dental exposures
  • Services and exposures outside of traditional dentistry
  • Past substance abuse
  • Claims severity or frequency
  • Dentists who have practiced without insurance

Disclaimer: Coverages are available and not automatically included.

Agent Experience

Each state has its own appointed PPP agent carefully selected for their industry experience, knowledge of dental malpractice and risk management, involvement in the dental community, customer service, and advocacy. Multiple PPP agents have been a part of the program since the beginning. We place you in good hands with a trusted insurance advisor who can navigate the needs of your dental practice with you.

Specialized Claims Team

Our dedicated claims team has decades of experience in managing dental professional liability claims. The appointed law firms are chosen for their proficiency in dental and employment practices liability defense, creating a winning combination of claims and legal proficiency.


The Package Policy

  • One: Policy, Effective Date, Premium, Insurance Carrier
  • Coverages
    • Professional Liability
    • General Liability
    • Property
    • Employment Practices Liability
  • Helps to avoid dangerous holes in coverage or overlaps
  • No guess work at claim time
  • Customize the policy you need based on the stage of your dental career
  • Competitive package discount

Destroyed to Employed in 40 Days

The Temporary Dental Services Program is an exclusive and unique PPP program that offers a temporary and fully functional dental facility within 40 days of a catastrophic event to a dental practice. This program allows you to minimize your office closure time and retain your patients while your practice is being restored.


Appeals Process

  • Exclusive service of the PPP
  • For PPP insureds whose professional liability is cancelled or non-renewed*
  • Provides analysis of clinical aspects of the case
  • National Advisory Board (NAB) offers a recommendation to the carrier to reinstate or uphold the cancellation/non-renewal

*Excludes cancellation for non-payment