Partnership - PPP's Partnership with State Administrators and AAIC | Dental Professional Liability Insurance | Professional Protector Plan for Dentists


Information About AAIC Partnership

The Professional Protector Plan® for Dentists (PPP), a division of B&B Protector Plans, Inc., has partnered with AAIC (Aspen American Insurance Company) in order to enhance PPP’s professional liability insurance program to meet the ever changing needs of dental practices. The PPP has been insuring dentists and dental practices for more than 48 years by offering a complete package policy including professional liability, general liability, employment practices liability and property coverage; a unique grouping of coverages to further improve upon this plan. The PPP will offer a new and improved risk management program to the dental community. The customized program will combine professional liability claims experience with risk management techniques and guidance. Overall, the PPP will work with insured dentists to identify, quantify, treat and monitor risk management exposures within their dental practice.

State Administrators

All 50 states, including Puerto Rico and the Virgin Islands, has an appointed State Administrator that represents the PPP Program. PPP selects State Administrators for their expertise in the complex field of professional liability insurance, with particular focus on dental malpractice knowledge. PPP’s State Administrators have strong relationships with the 17 state and local dental associations that recommend the PPP program. They volunteer at local Mission of Mercy Events and can often be seen at various events throughout the dental community. They are your partner, your neighbor, your confidant, and your solution to the complicated world of dental malpractice.

Program Manager – The PPP

Created over 48 years ago, the Professional Protector Plan for Dentists, a division of B&B Protector Plans, Inc., provides solutions to dentists for all of their practices’ insurance needs. The PPP understands the complexity of running a dental practice while striving to perform the best dentistry for your patients. As Program Manager we provide Underwriting Marketing and customized Information Technology systems expertise to our partners. Our staff has an average of 15 years’ experience working with dental professional liability experience.

Risk Bearer – AAIC

AAIC is a diversified, well-capitalized and strongly rated insurance carrier. With an AM Best “A” Excellent rating, they offer exceptional customer service and long-standing client relationships. AAIC’s approach to program relationships aligns with the foundation of the PPP, focusing on the need of the client. They bring a wealth of experience in both the professional liability and property arenas and have consistently proven to be nimble and responsive to the needs of their clients and partners. Aspen Insurance Holdings Limited (AHL) provides reinsurance and insurance coverage to clients in various domestic and global markets through wholly-owned subsidiaries and offices in Australia, Bermuda, Canada, France, Germany, Ireland, Singapore, Switzerland, the United Arab Emirates, the United Kingdom and the United States. For the year ended December 31, 2016, AHL reported $12.1 billion in total assets, $5.3 billion in gross reserves, $3.6 billion in total shareholders’ equity and $3.1 billion in gross written premiums. Its operating subsidiaries (AAIC) have been assigned a rating of “A” (“Excellent”) by A.M. Best Company Inc. AAIC writes property, casualty and specialty insurance in the United States on an admitted basis.

Regardless of your carrier, market disruption is a symptom of evolution.
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