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Workers' Compensation:
The Professional Protector Plan through our partnership with The Hartford, is pleased to offer a competitive nationwide Worker's Compensation
program for dental offices and laboratories.
Experienced claims management adjusters go to work for you the
moment an injury is reported to ensure benefits are paid on time
and your workers are treated with respect. The Hartford has a specialized network of medical professionals to ensure quality treatment at reasonable
costs.
Part One - Workers Compensation
Workers Compensation insurance provides coverage for the statutory
obligation of an employer to provide benefits for employees
as required by Workers Compensation Law or Occupation Disease
Law in your state. Some of these benefits include medical
expenses, physical therapy, job retraining and loss of wages
due to a work related accident. The dentist can also elect
to be included or excluded from coverage.
As a valuable benefit only available through the Professional Protector Plan/The Hartford Program, patient testing for needle stick is a covered exposure.
Part Two - Employer's Liability
Unlike Part One, Employer's Liability protects you for sums you
legally must pay as damages because of bodily injury by an accident
or disease. The damages paid, where recovery is permitted by law,
include damages:
- for which you are liable to a third party
- for consequential bodily injury to a spouse, child, parent,
brother, or sister of the injured employee
- for care and loss of services
Resources:
Workers'
Compensation
Ergonomics
in the Workplace
Workers'
Compensation Network Referral Unit
Workers'
Compensation Medical Services - Case Management
Workers'
Compensation Medical Provider Programs
Workers'
Compensation Medical Services - Accreditation & Credentialing
For more information, please contact your
PPP
Agent.
This policy is available in most states except Alaska, Hawaii, Puerto Rico and the Virgin Islands |
