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Practice Property Protection:
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Conventional property coverage offers you individual limits*
for each type of property insured, i.e., $25,000 for accounts receivable,
$100,000 for operatories and office equipment. If you have a loss in any
single category that exceeds the limit for that category, the limit is all
you get.
* Limits stated are available in most states. Please check
with your PPP state administrator for state specific information.
Blanket
Dental Practice Personal Property
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Provides protection on a blanket basis for all operatory and general
business equipment and supplies, including accounts receivable,
X-rays, patient charts, practice records, business records and glass.
Fine arts, money and securities and property off premises or in-transit
are covered with a specific limit for each.
Extra Expense
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Pays extraordinary costs incurred in resuming your practice
as quickly as possible following a covered loss, subject to
policy terms.
Loss of Practice Income
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Three levels of coverage to protect your loss of income following
a loss: The Valued Daily Limit, Actual Loss Sustained, and
Extended Loss of Income. Loss caused by off-premises power/water
interruption-coverage triggered after 24-hour period of interruption.
Dentist's
Electronic Equipment Coverage
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Provides protection for your computer hardware and software, phone
systems, x-ray and other electronic equipment from direct physical
loss including electrical disturbance.
Employee Dishonesty
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Includes ERISA required Welfare and Pension Plan Coverage
Building and Loss
of Rent
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Coverage is available for your buildings and loss of rents.
Ordinance or Law coverage for increased costs of construction
resulting from regulatory compliance (available in most states).
Options available
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The PPP Gold Endorsement
A select group of coverage enhancements and a new coverage
- contingent practice income - provided in one endorsement
all for one low price. Scheduled Fine Arts, Inflation Guard
and Equipment Breakdown coverage can be added to your policy.
Contact your PPP
Agent for more information or a quote.
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