• Administrator Expertise and Commitment - An insurance product is only as good as the service and support before, during and after a claim. The PPP has experienced and dedicated agents nationwide committed to serving our members.
• PPP Complete "Package" Coverage - The PPP provides professional liability, general liability, property and employment practices liability all with one insurance carrier.
• Superior Risk Management Programs - Sound risk management and loss control procedures can be the most effective means of preventing claims and improving claims defensibility. The PPP offers a live ADA CERP-accredited seminar, a home study course, quarterly newsletters and risk management articles, as well as a Risk Management Hotline.
• Affordable Pricing and Superior Discounts - The PPP offers several premium discounts, including:
  • Claims-free credits
  • Package Policy Discount
  • New Dentist Discounts
  • Risk Management Credits
  • Part-Time Discount
  • Temporary Disability/Leave of Absence Credit
• Specialized Claims and Legal Services - Inevitability, one in ten dentists will experience a professional liability claim within their career. An even greater amount will experience an incident that could lead to a potential claim. The PPP has a dedicated team of claims professionals experienced in managing professional liability claims - the law firms are chosen for their expertise in medical and dental professional liability defense - a winning combination of claims and legal expertise for our insureds.

• Claims-made and Occurrence forms available
• Several Coverage Options available
  • Complete package policy, which includes Professional Liability, General Liability and Property Coverage, all with one carrier.
  • Professional Liability and General Liability
  • Stand-alone Professional Liability
  • General Liability and Property Coverage
  • Stand-alone Property Coverage
• Consent to Settle Clause - We will not settle a claim without the insured's consent.
• Vicarious Liability Coverage - A must for any dentist in that they can be held liable for actions of employees, independent contractors, employed dentists and even specialists to whom they refer patients. Vicarious Liability coverage is specifically included in the PPP policy language for all these exposures.
• Disciplinary and Licensure Coverage - This coverage pays the fees, costs and expenses to defend you against state regulatory action promoted by an otherwise covered injury or damage. Defense costs are covered up to your professional liability limits.
• HIV Protection - With the exposure to blood born pathogens, a dental professional faces risks, which were never contemplated in years past. The PPP has responded by extending income protection in case of HIV contraction.

Thank you for your interest in the Professional Protector Plan^® for Dentists. We are a fully integrated insurance program with many components to help you maintain the risks associated with your profession. We've listed the different coverages and products we offer to help you find what best meets the needs of your practice.