Faq | Dental Professional Liability Insurance | Professional Protector Plan for Dentists

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FAQ’s – Attorney’s Request for Records

Q. I recently received a letter from an attorney representing a new patient. In it, he requests that I prepare a report describing my examination findings as well as my personal thoughts regarding the patient’s prior care. He included an authorization signed by the patient to release dental records. I am guessing that the patient plans to bring an allegation of malpractice against his former dentist. I feel uncomfortable about the whole thing and would really prefer not to respond at all, let alone put my comments in writing. What am I legally required to do? 
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FAQ’s – Changing Carriers

Q. I’m considering changing my malpractice insurance carrier. Could this create a coverage gap?
A. It’s quite possible, depending on what type of insurance you have and what type you’re considering purchasing. Claims-made policies cover claims that are first made against you while the insurance is in force, based on incidents that occur after the prior acts date. 
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FAQ’s – Consent for Minors

Q. I have a 16-year-old patient who needs her wisdom teeth extracted. She is living with her boyfriend’s family, as her mother is deceased and her father, with whom she has virtually no contact, lives in another town 100 miles away. Can her boyfriend’s mother sign the consent form? 
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FAQ’s – Employee Theft

Q. I’ve been as busy as ever lately, but my practice income is lower than in past years. I’m beginning to wonder if my longtime receptionist/bookkeeper has been stealing from me. What are the signs of employee theft and what can a dentist do to prevent it? 
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FAQ’s – Guarding Against Flood Damage

Q. My practice is in a flood-prone area, and I fear for the safety of my patient files. What practice information should I keep off-site for safekeeping, and how can I reduce potential flood damage?
A. To protect against such perils as flood, fire and tornado, we strongly advise all dentists to keep updated copies of the following lists in a secure, off-site location: 
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